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Has using AI for financial spreading actually helped teams move faster on deals?

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For founders and operators in lending or credit-heavy businesses, financial spreading can quietly slow down deal velocity. Even when credit policy is clear, preparing clean spreads from borrower statements takes time and often involves rework.

We’ve seen teams experiment with Collatio Financial Spreading software to reduce prep time and give analysts a cleaner starting point. The bigger question is whether this actually translates into faster approvals and better decisions, or just shifts work around.

For those running or scaling finance teams:
  • Did AI-based spreading reduce turnaround time in practice?
  • Where does human judgment still add the most value?
  • Did automation change how you structure your credit workflow?
 
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